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A Personal Referral from The Musto Team

Our Clients Deserve a Lender Who Makes Them Look Like Cash

We refer our buyers to Sean Herrero because he removes the biggest risk in any transaction — the lender. With Sean, you compete like a cash buyer, close in as little as 10 days, and your Earnest Money is fully protected.

Kevin & Sophia Musto – WR Properties
Kevin & Sophia Musto
The Musto Team · WR Properties · CA DRE #02028592 / #02162648
"We've seen deals fall apart because of the lender — that's why we only send our clients to someone we trust completely."
— Kevin & Sophia Musto · The Musto Team, WR Properties
Why It Matters

The Lender Is the Biggest Variable
in Your Transaction

Sellers love cash offers for one reason: certainty. No lender conditions, no last-minute surprises, no delays. Lenders derail deals all the time — missed deadlines, surprise conditions, poor communication. When we refer you to Sean, we're putting our names behind the transaction. His financing gives sellers the same certainty they'd get from a cash buyer.

10 Days
Close as fast as a cash offer
$0
Your EMD at risk if Sean's team causes the deal to fail
#1
The only lender we personally refer our clients to
What Sean Guarantees

Three Commitments That Make Your Offer Impossible to Ignore

01

As Good as Cash

Sean fully pre-underwrites your loan before you find a home. Your offer carries the same certainty as cash — verified, approved, no surprises. Sellers and listing agents take notice.

Cash-Competitive Financing
02

Close in 10 Days

Most financed offers take 30–45 days. Sean closes in as little as 10. In a competitive market, that speed alone can be the reason sellers choose your offer over another.

10-Day Close Available
03

EMD Protection Guarantee

If a lender error on Sean's part causes your loan to fail and the seller keeps your Earnest Money — Sean pays it back. Every dollar. Written guarantee. Not a talking point.

Earnest Money Protected
The EMD Guarantee

Your Deposit Is Never at Risk Because of Sean

If Sean's team makes a lender error that causes your loan to fail — and the seller tries to keep your Earnest Money Deposit — Sean will write you a check for the full amount. Not a marketing promise. A written guarantee. It's the reason we put our names behind this referral.

*EMD Guarantee applies in documented cases where a lender error on Sean Herrero's part directly causes loan failure and contract cancellation. Terms discussed at consultation. CrossCountry Mortgage, LLC.

Your Team

One Seamless Experience.

Kevin & Sophia Musto
Kevin & Sophia Musto
The Musto Team · WR Properties · CA DRE #02028592 / #02162648

Based in the Antioch/Brentwood area and serving the East Bay, Solano, and Bay Area communities for over 8 years. We combine local expertise with a passion for connecting families to their dream homes — always putting clients first.

Sean Herrero – CrossCountry Mortgage
Sean Herrero
Mortgage Loan Officer · CrossCountry Mortgage, LLC · NMLS #900669

Sean specializes in fast, reliable financing for Bay Area buyers. His 10-day close and EMD guarantee are why we refer every one of our clients to him — without hesitation.

Ready to Win?

Let's Get You Ready to Compete

We personally refer every one of our buyers to Sean because we know he will protect the transaction — and protect you. Get pre-underwritten before you write your first offer.